About Us
At ReFin Lending & Consulting, we offer a private client experience built on discretion, expertise and tailored financial strategy. With over four decades of combined experience across Private Banking, Commercial Lending, Accounting and Corporate Finance - both in Australia and internationally - we specialise in navigating complexity and delivering bespoke lending solutions that evolve with our clients' dynamic financial needs and objectives.
Whether you are acquiring your first property, expanding your investment portfolio or restructuring finance for a growing business, we offer more than just access to loans. We act as your trusted advisor - delivering clarity, confidence and results.
As independent finance brokers, we are not bound to any single lender. With access to an extensive network of lenders - from leading banks to boutique and private funders - we offer genuine choice, strategic guidance and above all a personalised service; underpinned by decades of experience and a commitment to building long and lasting client-led relationships.
At ReFin Lending & Consulting, we are more than transaction brokers - we are long-term partners in your financial journey and wellbeing. We are here to simplify the process, advocate for your goals and help build financial strategies that support not just your next move, but your future and the future of your generations to come.
OUR TEAM
Jonathan Ang
Partner | Finance Broker
Phone: 0486 317 032
Email: jonathan.ang@refinlc.com.au
With over two decades in the finance industry, Jonathan brings a wealth of experience to his role as a finance broker. His extensive background most recently included managing high net worth client portfolios within Commonwealth Private Bank and he has also specialised in healthcare banking and asset finance for Australia’s major banks. Jonathan excels in structuring complex loan applications, building strong stakeholder relationships, and delivering tailored financial solutions. His deep understanding of diverse market conditions and commitment to client outcomes make him a trusted partner.
Stephen Gibson
Partner | Finance Broker
Phone: 0407 643 659
Stephen brings over two decades of experience in Banking and Accounting across Australia, the United Kingdom, and Ireland. As a Fellow Chartered Accountant, he has spent the last decade in Senior Relationship Management roles with leading financial institutions such as Commonwealth Bank and Bank of Ireland. With experience spanning Private Banking, Commercial Lending, and Corporate Finance; Stephen specialises in supporting high net worth individuals and business clients navigate complex financial scenarios and deliver tailored lending strategies and solutions.